Financing with Kunes Country Auto Group Inc.

Kunes Country Auto Group Inc. takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Finance or Lease Your Next Vehicle with Kunes Country Auto Group Inc.

Regardless of whether you prefer a brand-new Ford model from our new inventory or a deal from our used inventory, you can count on the professional team in our finance center to help you secure the perfect payment plan to go with your new vehicle. Our team works with you, your budget, and with multiple banks throughout the greater Illinois area to find our customers the ideal loan or lease to help make their dream car a reality.

Should You Finance or Lease Your Next Car?

Both financing and leasing have their own sets of perks, but which path is best for you? Well, that depends on your preferences. When you buy a car, it's yours once you pay off the loan and you can build equity. Leasing, on the other hand, offers lower monthly payments and more opportunities to drive brand-new Ford models every few years. We can provide you with more details so that you can enjoy the utmost confidence in your decision to go with an auto loan or lease, so we encourage you to reach out to us to learn more.

Save Time by Getting Pre-Approved for Financing

Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.


Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


  1. Kunes Country Auto Group Inc.

    764 W. Commercial Street
    Mount Carroll, IL 61053

    • Sales: (815) 853-6010
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Get in Touch

  • Contact our Sales Department at: (815) 853-6010
  • Monday9am-7pm
  • Tuesday9am-7pm
  • Wednesday9am-7pm
  • Thursday9am-7pm
  • Friday9am-6pm
  • Saturday9am-4pm
  • SundayClosed